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There are 7 references cited in this article, which can be found at the bottom of the page. He has over 40 years of experience in Business & Finance. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas.Writing checks is an easy and important skill every adult should know.Rules regarding post-dating vary from state to state.Banks are generally not liable for cashing a post-dated check unless certain rules about notice are strictly followed.To write a check, fill in the current date on the line in the upper right corner, the name of the recipient in the "Pay" field, the numerical amount next to the dollar sign ($), and the written form of the same amount on the line beneath; sign the check on the bottom right line and consider adding a "memo" about the check's purpose on the lower left line.The more often you write checks, the more natural the process will become. Once a check is signed, it becomes legal tender regardless of the date of the check.

In some states, a bank can technically honor a post-dated check, meaning it can actually be deposited right away.

Thanks to automated payments and online banking, many of us rarely (if ever) write checks, but millions of Americans still pull out their checkbooks every day to pay their bills.

Because they might not always have enough money in their accounts on the day they write those checks, some folks will postdate their checks so that they aren’t deposited or cashed until after that date.

This can sometimes feel confusing because your accountant might record promised revenue from a contract as income, yet not record a pdc check until the actual date listed on the check.

This procedure is to ensure proper cash flow for your business' ongoing expenses.

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